Privacy Policy
This policy is currently available in English only.
Operator: New Canadian Finance
Contact: support@newcanadianfinance.ca
Last updated: November 12, 2026
1. What this policy covers
This policy explains what information New Canadian Finance collects when you use our website, why we collect it, who we share it with and what choices you have. We aim to follow Canada's federal privacy law (PIPEDA) and Alberta's Personal Information Protection Act.
2. What we collect
- What you type into our tools: the fee audit answers and the numbers you enter in the calculators are processed in your browser and are not sent to us. Your checklist progress is saved only in your browser's local storage on your device.
- We don't offer accounts: there is no sign-in, so we don't collect your name, email address or password through the site.
- Technical data: basic information such as your IP address, browser and pages visited, kept in server logs and depersonalized analytic tools.
3. Why we use it
- To run the tools you ask for, such as estimating your yearly card costs.
- To fix problems and improve the site.
We do not sell your personal information. We will only email you about the site if you agree, and you can unsubscribe at any time.
4. Who we share it with
- Service providers that help us run the site: Cloudflare for website hosting and basic visitor statistics.
- Fonts: this site loads fonts from Google Fonts, which means your browser contacts Google when a page loads.
- Card issuers and partners: if you click a link to apply for a card, the issuer collects information under its own policy. We may be told that you were referred, but not your application details.
- When the law requires it.
Some providers store or process data outside Canada, including in the United States. Your information may be subject to the laws of those places.
5. Affiliate links
Some links to card issuers are paid referral links. We may earn a fee if you apply or are approved, at no extra cost to you. This does not change our estimates, as our mission is to provide accurate, trustworthy financial information to you.
6. Cookies and local storage
We use local storage to remember your checklist progress and display settings. You can clear it at any time in your browser settings.
7. How long we keep it
We don't keep personal profiles. Technical data is kept only for as long as our hosting provider keeps its logs and statistics, unless the law requires us to keep it longer. If you email us, we keep your message only as long as we need it to answer you.
8. Your choices and rights
You can ask to see the personal information we hold about you, correct it or ask us to delete it. Email: support@newcanadianfinance.ca and we will reply within 30 days. If you are not satisfied, you can contact the Office of the Privacy Commissioner of Canada or the Office of the Information and Privacy Commissioner of Alberta.
9. Security
We use reasonable safeguards, such as encrypted connections and restricted access, but no system is perfectly secure. If a breach creates a real risk of serious harm to you, we will inform you with our best efforts and the privacy commissioner as the law requires.
10. Children and young people
The site is meant for adults. If you are under the age of 18 or the age of majority in your province, please ask a parent or guardian before sharing any information with us. We do not knowingly collect information from children under 13.
11. Information, not advice
Our tools give estimates based on public information and the numbers you enter. They are not financial, legal or tax advice. Always confirm fees and terms with the issuer prior to using our sourced information.
12. Changes
If we change this policy we will update the date above and, for important changes, post a notice on the site.